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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,095 | $110,379-51.0% | $102,412-47.2% | $145,884-62.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.66% | 24.84%-10.2pp | 24.94%-10.3pp | 551.85%-537.2pp |
| Employer contribution / active EE | $2,229 | $4,216-47.1% | $3,870-42.4% | $4,662-52.2% |
| Participant deferral / active EE | $6,900 | $5,622+22.7% | $5,060+36.4% | $6,690+3.1% |
| Admin fee / account holder | $1,241 | $9,745-87.3% | $8,388-85.2% | $13,392-90.7% |