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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,550 | $175,231-70.0% | $149,696-64.9% | $139,466-62.3% |
| Participation rate | 88.9% | 83.4%+5.5pp | 78.8%+10.1pp | 80.3%+8.6pp |
| Annual return | 20.26% | 166.77%-146.5pp | 134.46%-114.2pp | 373.66%-353.4pp |
| Employer contribution / active EE | $5,930 | $5,478+8.2% | $4,821+23.0% | $4,754+24.7% |
| Participant deferral / active EE | $6,585 | $6,521+1.0% | $5,682+15.9% | $6,712-1.9% |
| Admin fee / account holder | $988 | $16,155-93.9% | $13,212-92.5% | $11,409-91.3% |