Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,154,075 | $202,348+470.3% | $172,757+568.0% | $152,914+654.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 36.72% | 1029.95%-993.2pp | 803.06%-766.3pp | 345.48%-308.8pp |
| Employer contribution / active EE | $3,163 | $5,858-46.0% | $5,144-38.5% | $4,764-33.6% |
| Participant deferral / active EE | $0 | $5,948-100.0% | $5,198-100.0% | $5,852-100.0% |
| Admin fee / account holder | $4,113 | $17,113-76.0% | $13,956-70.5% | $11,601-64.5% |