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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,766 | $104,953+29.4% | $84,637+60.4% | $152,909-11.2% |
| Participation rate | 81.8% | 74.8%+7.0pp | 68.2%+13.6pp | 82.5%-0.6pp |
| Annual return | 26.76% | 373.94%-347.2pp | 258.82%-232.1pp | 345.46%-318.7pp |
| Employer contribution / active EE | $1,817 | $3,304-45.0% | $2,653-31.5% | $4,764-61.9% |
| Participant deferral / active EE | $5,281 | $4,691+12.6% | $3,900+35.4% | $5,851-9.8% |
| Admin fee / account holder | $1,086 | $6,244-82.6% | $4,914-77.9% | $11,601-90.6% |