Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,255 | $84,499-79.6% | $125,391-86.2% | $66,949-74.2% |
| Participation rate | 35.7% | 76.4%-40.8pp | 82.4%-46.7pp | 69.8%-34.2pp |
| Annual return | -20.21% | -8.49%-11.7pp | 572.41%-592.6pp | 1.57%-21.8pp |
| Employer contribution / active EE | $1,261 | $3,554-64.5% | $4,816-73.8% | $2,545-50.5% |
| Participant deferral / active EE | $1,813 | $6,785-73.3% | $7,448-75.7% | $4,239-57.2% |
| Admin fee / account holder | $1,896 | $685+176.7% | $10,009-81.1% | $594+219.4% |