Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,361 | $89,370-59.3% | $141,197-74.2% | $72,976-50.2% |
| Participation rate | 60.0% | 75.1%-15.1pp | 82.5%-22.5pp | 69.5%-9.5pp |
| Annual return | 16.33% | 111.88%-95.5pp | 71.41%-55.1pp | 81.02%-64.7pp |
| Employer contribution / active EE | $503 | $3,115-83.9% | $4,736-89.4% | $2,440-79.4% |
| Participant deferral / active EE | $3,851 | $5,419-28.9% | $6,710-42.6% | $3,608+6.7% |
| Admin fee / account holder | $8,881 | $5,957+49.1% | $10,265-13.5% | $5,124+73.3% |