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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,753 | $100,938-78.4% | $90,461-76.0% | $158,982-86.3% |
| Participation rate | 93.8% | 75.0%+18.7pp | 72.7%+21.1pp | 82.0%+11.8pp |
| Annual return | 10.08% | 1727.20%-1717.1pp | 1294.76%-1284.7pp | 302.99%-292.9pp |
| Employer contribution / active EE | $1,068 | $3,691-71.1% | $3,264-67.3% | $4,763-77.6% |
| Participant deferral / active EE | $4,441 | $4,350+2.1% | $3,964+12.0% | $5,983-25.8% |
| Admin fee / account holder | $2,289 | $6,510-64.8% | $5,617-59.2% | $11,252-79.7% |