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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,255 | $110,337-65.3% | $102,383-62.6% | $145,877-73.8% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 16.06% | 24.83%-8.8pp | 24.94%-8.9pp | 551.28%-535.2pp |
| Employer contribution / active EE | $1,763 | $4,216-58.2% | $3,870-54.5% | $4,663-62.2% |
| Participant deferral / active EE | $4,834 | $5,621-14.0% | $5,060-4.5% | $6,691-27.7% |
| Admin fee / account holder | $3,621 | $9,750-62.9% | $8,391-56.9% | $13,402-73.0% |