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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $2,482 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,015 | $48,432+1.2% | $121,210-59.6% | $71,529-31.5% |
| Participation rate | 55.5% | 54.3%+1.1pp | 69.5%-14.1pp | 67.9%-12.5pp |
| Annual return | 24.97% | 23.28%+1.7pp | 987.41%-962.4pp | 28.97%-4.0pp |
| Employer contribution / active EE | $2,008 | $1,493+34.5% | $4,171-51.8% | $2,590-22.5% |
| Participant deferral / active EE | $2,933 | $2,756+6.4% | $4,084-28.2% | $4,291-31.7% |
| Admin fee / account holder | $14 | $1,845-99.2% | $5,647-99.7% | $1,588-99.1% |