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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,481 | $185,883+3.5% | $170,043+13.2% | $139,466+38.0% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 14.14% | 60.54%-46.4pp | 53.40%-39.3pp | 373.66%-359.5pp |
| Employer contribution / active EE | $15,587 | $7,596+105.2% | $6,790+129.6% | $4,754+227.9% |
| Participant deferral / active EE | $20,200 | $11,626+73.8% | $10,410+94.0% | $6,712+201.0% |
| Admin fee / account holder | $1,995 | $15,393-87.0% | $12,824-84.4% | $11,409-82.5% |