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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,592 | $201,370+11.0% | $184,256+21.3% | $145,897+53.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.85% | 29.05%-19.2pp | 28.85%-19.0pp | 552.29%-542.4pp |
| Employer contribution / active EE | $2,676 | $7,024-61.9% | $6,427-58.4% | $4,663-42.6% |
| Participant deferral / active EE | $15,563 | $9,808+58.7% | $9,133+70.4% | $6,689+132.6% |
| Admin fee / account holder | $2,672 | $16,364-83.7% | $13,899-80.8% | $13,390-80.0% |