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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,500 | $98,776-44.8% | $149,745-63.6% | $79,856-31.8% |
| Participation rate | 93.8% | 75.8%+18.0pp | 82.5%+11.3pp | 69.6%+24.1pp |
| Annual return | 5.57% | 27.38%-21.8pp | 276.72%-271.1pp | 31.71%-26.1pp |
| Employer contribution / active EE | $2,351 | $3,217-26.9% | $4,646-49.4% | $2,471-4.9% |
| Participant deferral / active EE | $3,866 | $5,681-32.0% | $6,843-43.5% | $3,741+3.3% |
| Admin fee / account holder | $10,351 | $6,053+71.0% | $9,312+11.2% | $5,306+95.1% |