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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,203 | $148,629+157.8% | $135,982+181.8% | $139,487+174.7% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 17.77% | 79.33%-61.6pp | 68.32%-50.6pp | 373.84%-356.1pp |
| Employer contribution / active EE | $3,820 | $5,247-27.2% | $4,859-21.4% | $4,755-19.7% |
| Participant deferral / active EE | $15,833 | $8,102+95.4% | $7,760+104.0% | $6,713+135.9% |
| Admin fee / account holder | $17 | $12,406-99.9% | $10,767-99.8% | $11,407-99.9% |