Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,365 | $65,395-68.9% | $182,558-88.8% | $72,976-72.1% |
| Participation rate | 12.0% | 65.4%-53.4pp | 78.0%-66.0pp | 69.5%-57.5pp |
| Annual return | 14.85% | 27.68%-12.8pp | 148.59%-133.7pp | 81.02%-66.2pp |
| Employer contribution / active EE | $0 | $1,911-100.0% | $4,076-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,074 | $3,563-69.9% | $5,526-80.6% | $3,608-70.2% |
| Admin fee / account holder | $4,856 | $4,245+14.4% | $8,594-43.5% | $5,124-5.2% |