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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,996 | $209,422-27.9% | $178,503-15.4% | $158,982-5.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 55.33% | 188.81%-133.5pp | 151.12%-95.8pp | 302.99%-247.7pp |
| Employer contribution / active EE | $4,265 | $5,707-25.3% | $5,011-14.9% | $4,763-10.5% |
| Participant deferral / active EE | $9,025 | $5,955+51.5% | $5,202+73.5% | $5,983+50.8% |
| Admin fee / account holder | $404 | $17,079-97.6% | $13,987-97.1% | $11,252-96.4% |