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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,517 | $78,694+3.6% | $67,652+20.5% | $125,389-35.0% |
| Participation rate | 84.6% | 78.8%+5.8pp | 75.7%+8.9pp | 83.2%+1.4pp |
| Annual return | -6.34% | 9.46%-15.8pp | 6625.40%-6631.7pp | 282.24%-288.6pp |
| Employer contribution / active EE | $4,238 | $3,044+39.3% | $2,266+87.1% | $4,866-12.9% |
| Participant deferral / active EE | $4,952 | $4,292+15.4% | $3,560+39.1% | $5,352-7.5% |
| Admin fee / account holder | $689 | $7,403-90.7% | $4,821-85.7% | $9,541-92.8% |