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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,178 | $47,977+363.1% | $154,108+44.2% | $56,289+294.7% |
| Participation rate | 89.2% | 66.2%+23.0pp | 83.0%+6.1pp | 69.9%+19.3pp |
| Annual return | -7.30% | 3.54%-10.8pp | 735.21%-742.5pp | -9.96%+2.7pp |
| Employer contribution / active EE | $18,811 | $2,169+767.4% | $5,298+255.1% | $2,111+791.0% |
| Participant deferral / active EE | $12,377 | $2,392+417.5% | $5,081+143.6% | $3,350+269.5% |
| Admin fee / account holder | $5,640 | $438+1186.9% | $13,411-57.9% | $521+982.6% |