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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,195 | $167,533-25.9% | $151,645-18.1% | $134,545-7.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -22.06% | 7.81%-29.9pp | 3.34%-25.4pp | 418.37%-440.4pp |
| Employer contribution / active EE | $4,974 | $6,828-27.2% | $6,165-19.3% | $4,742+4.9% |
| Participant deferral / active EE | $8,372 | $8,985-6.8% | $8,363+0.1% | $6,401+30.8% |
| Admin fee / account holder | $2,324 | $13,781-83.1% | $11,614-80.0% | $11,431-79.7% |