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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,781 | $124,330-1.2% | $109,173+12.5% | $167,536-26.7% |
| Participation rate | 75.0% | 79.5%-4.5pp | 75.9%-0.9pp | 82.1%-7.1pp |
| Annual return | 9.50% | 26.04%-16.5pp | 25.75%-16.3pp | 478.82%-469.3pp |
| Employer contribution / active EE | $1,448 | $4,209-65.6% | $3,723-61.1% | $4,839-70.1% |
| Participant deferral / active EE | $2,263 | $5,256-57.0% | $4,654-51.4% | $6,342-64.3% |
| Admin fee / account holder | $14,970 | $7,974+87.7% | $6,755+121.6% | $12,315+21.6% |