Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $150 |
ADP BROKER-DEALER1 year Service code 49 · EIN 22-3319984 | Other Services | $0 |
Filed as: COMMONWEALTH FINANCIAL Service code 49 9881 BROKEN LAND PKWY · COLUMBIA, MD 21046 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,327 | $75,183-73.0% | $123,894-83.6% | $55,167-63.2% |
| Participation rate | 60.4% | 72.8%-12.4pp | 81.4%-21.0pp | 69.0%-8.6pp |
| Annual return | 23.24% | 19.01%+4.2pp | 47.52%-24.3pp | 169.23%-146.0pp |
| Employer contribution / active EE | $1,689 | $2,823-40.2% | $4,617-63.4% | $1,963-13.9% |
| Participant deferral / active EE | $4,153 | $5,084-18.3% | $5,984-30.6% | $3,054+36.0% |
| Admin fee / account holder | $7 | $663-98.9% | $8,357-99.9% | $504-98.5% |