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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,769 | $175,259+60.8% | $149,723+88.2% | $139,487+102.0% |
| Participation rate | 72.7% | 83.4%-10.7pp | 78.8%-6.1pp | 80.3%-7.6pp |
| Annual return | 21.06% | 166.82%-145.8pp | 134.50%-113.4pp | 373.84%-352.8pp |
| Employer contribution / active EE | $8,520 | $5,478+55.5% | $4,821+76.7% | $4,755+79.2% |
| Participant deferral / active EE | $8,882 | $6,522+36.2% | $5,682+56.3% | $6,713+32.3% |
| Admin fee / account holder | $851 | $16,158-94.7% | $13,215-93.6% | $11,407-92.5% |