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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,303 | $70,684-60.0% | $169,390-83.3% | $75,173-62.4% |
| Participation rate | 62.5% | 64.8%-2.3pp | 77.2%-14.7pp | 67.2%-4.7pp |
| Annual return | 20.01% | 36.38%-16.4pp | 406.07%-386.1pp | 160.72%-140.7pp |
| Employer contribution / active EE | $1,645 | $2,211-25.6% | $4,013-59.0% | $2,671-38.4% |
| Participant deferral / active EE | $3,466 | $4,310-19.6% | $6,222-44.3% | $4,126-16.0% |
| Admin fee / account holder | $841 | $5,404-84.4% | $9,015-90.7% | $5,651-85.1% |