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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,805 | $165,399-2.2% | $149,745+8.1% | $158,982+1.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.66% | 348.34%-332.7pp | 276.72%-261.1pp | 302.99%-287.3pp |
| Employer contribution / active EE | $7,891 | $5,105+54.6% | $4,646+69.9% | $4,763+65.7% |
| Participant deferral / active EE | $9,046 | $7,183+25.9% | $6,843+32.2% | $5,983+51.2% |
| Admin fee / account holder | $439 | $10,811-95.9% | $9,312-95.3% | $11,252-96.1% |