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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,812 | $100,073+51.7% | $85,126+78.3% | $145,877+4.1% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 11.81% | 84.11%-72.3pp | 66.63%-54.8pp | 551.28%-539.5pp |
| Employer contribution / active EE | $3,647 | $3,236+12.7% | $2,731+33.5% | $4,663-21.8% |
| Participant deferral / active EE | $10,204 | $5,294+92.7% | $4,523+125.6% | $6,691+52.5% |
| Admin fee / account holder | $1,604 | $7,261-77.9% | $6,160-74.0% | $13,402-88.0% |