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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,817 | $209,425+27.4% | $178,499+49.5% | $158,966+67.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 8.96% | 188.80%-179.8pp | 151.10%-142.1pp | 302.95%-294.0pp |
| Employer contribution / active EE | $8,408 | $5,707+47.3% | $5,011+67.8% | $4,762+76.5% |
| Participant deferral / active EE | $15,873 | $5,955+166.5% | $5,202+205.1% | $5,983+165.3% |
| Admin fee / account holder | $12,490 | $17,078-26.9% | $13,986-10.7% | $11,250+11.0% |