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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,175 | $108,912+127.9% | $100,383+147.2% | $145,959+70.0% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 16.14% | 57.96%-41.8pp | 49.26%-33.1pp | 561.95%-545.8pp |
| Employer contribution / active EE | $2,070 | $4,423-53.2% | $3,944-47.5% | $4,661-55.6% |
| Participant deferral / active EE | $11,349 | $8,451+34.3% | $8,086+40.4% | $6,689+69.7% |
| Admin fee / account holder | $11,090 | $9,690+14.4% | $7,900+40.4% | $13,398-17.2% |