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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,598 | $217,432-86.4% | $185,849-84.1% | $167,536-82.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 27.26% | 148.42%-121.2pp | 122.10%-94.8pp | 478.82%-451.6pp |
| Employer contribution / active EE | $1,508 | $5,875-74.3% | $5,169-70.8% | $4,839-68.8% |
| Participant deferral / active EE | $4,271 | $6,357-32.8% | $5,569-23.3% | $6,342-32.7% |
| Admin fee / account holder | $472 | $19,818-97.6% | $16,244-97.1% | $12,315-96.2% |