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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,111 | $167,362-31.2% | $143,799-19.9% | $134,532-14.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -11.61% | 0.47%-12.1pp | -0.04%-11.6pp | 418.27%-429.9pp |
| Employer contribution / active EE | $1,086 | $5,620-80.7% | $4,952-78.1% | $4,741-77.1% |
| Participant deferral / active EE | $4,270 | $6,447-33.8% | $5,638-24.3% | $6,401-33.3% |
| Admin fee / account holder | $357 | $18,094-98.0% | $14,677-97.6% | $11,429-96.9% |