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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,377 | $101,618-85.9% | $93,063-84.6% | $137,256-89.5% |
| Participation rate | 81.8% | 74.9%+6.9pp | 72.1%+9.7pp | 80.0%+1.9pp |
| Annual return | 15.57% | 223.95%-208.4pp | 34.15%-18.6pp | 220.34%-204.8pp |
| Employer contribution / active EE | $1,629 | $2,707-39.8% | $2,476-34.2% | $4,156-60.8% |
| Participant deferral / active EE | $4,181 | $4,279-2.3% | $3,958+5.6% | $6,407-34.7% |
| Admin fee / account holder | $1,278 | $6,198-79.4% | $6,033-78.8% | $12,270-89.6% |