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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,949 | $96,691+34.4% | $86,656+50.0% | $139,487-6.8% |
| Participation rate | 88.9% | 74.4%+14.5pp | 71.7%+17.2pp | 80.3%+8.6pp |
| Annual return | 5.60% | 106.87%-101.3pp | 593.09%-587.5pp | 373.84%-368.2pp |
| Employer contribution / active EE | $1,570 | $3,267-51.9% | $3,025-48.1% | $4,755-67.0% |
| Participant deferral / active EE | $2,869 | $4,838-40.7% | $4,439-35.4% | $6,713-57.3% |
| Admin fee / account holder | $677 | $6,414-89.4% | $5,619-87.9% | $11,407-94.1% |