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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,466 | $183,592-54.5% | $155,574-46.3% | $145,877-42.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.34% | 61.37%-53.0pp | 64.87%-56.5pp | 551.28%-542.9pp |
| Employer contribution / active EE | $2,156 | $5,317-59.4% | $4,676-53.9% | $4,663-53.8% |
| Participant deferral / active EE | $5,688 | $6,466-12.0% | $5,629+1.0% | $6,691-15.0% |
| Admin fee / account holder | $36,216 | $19,316+87.5% | $15,914+127.6% | $13,402+170.2% |