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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,574 | $148,623+14.1% | $135,974+24.7% | $139,466+21.6% |
| Participation rate | 40.0% | 83.9%-43.9pp | 81.9%-41.9pp | 80.3%-40.3pp |
| Annual return | 29.05% | 79.30%-50.2pp | 68.30%-39.3pp | 373.66%-344.6pp |
| Employer contribution / active EE | $2,425 | $5,246-53.8% | $4,859-50.1% | $4,754-49.0% |
| Participant deferral / active EE | $8,146 | $8,103+0.5% | $7,760+5.0% | $6,712+21.4% |
| Admin fee / account holder | $1,012 | $12,406-91.8% | $10,767-90.6% | $11,409-91.1% |