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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,487 | $110,379-93.2% | $102,412-92.7% | $145,884-94.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 6.96% | 24.84%-17.9pp | 24.94%-18.0pp | 551.85%-544.9pp |
| Employer contribution / active EE | $1,066 | $4,216-74.7% | $3,870-72.5% | $4,662-77.1% |
| Participant deferral / active EE | $1,554 | $5,622-72.4% | $5,060-69.3% | $6,690-76.8% |
| Admin fee / account holder | $2,966 | $9,745-69.6% | $8,388-64.6% | $13,392-77.8% |