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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,299 | $111,535-91.7% | $105,223-91.2% | $137,256-93.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | -4.27% | 237.85%-242.1pp | 180.65%-184.9pp | 220.34%-224.6pp |
| Employer contribution / active EE | $808 | $3,939-79.5% | $3,689-78.1% | $4,156-80.6% |
| Participant deferral / active EE | $825 | $5,500-85.0% | $5,072-83.7% | $6,407-87.1% |
| Admin fee / account holder | $1,339 | $9,721-86.2% | $8,859-84.9% | $12,270-89.1% |