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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,560 | $176,105+37.2% | $159,474+51.5% | $167,536+44.2% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 8.14% | 331.91%-323.8pp | 263.68%-255.5pp | 478.82%-470.7pp |
| Employer contribution / active EE | $10,362 | $5,299+95.6% | $4,831+114.5% | $4,839+114.1% |
| Participant deferral / active EE | $8,116 | $7,751+4.7% | $7,353+10.4% | $6,342+28.0% |
| Admin fee / account holder | $5,069 | $12,559-59.6% | $10,802-53.1% | $12,315-58.8% |