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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,812 | $167,353-55.3% | $143,797-48.0% | $134,545-44.4% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -5.50% | 0.48%-6.0pp | -0.04%-5.5pp | 418.37%-423.9pp |
| Employer contribution / active EE | $1,789 | $5,620-68.2% | $4,952-63.9% | $4,742-62.3% |
| Participant deferral / active EE | $11,432 | $6,447+77.3% | $5,638+102.8% | $6,401+78.6% |
| Admin fee / account holder | $478 | $18,096-97.4% | $14,679-96.7% | $11,431-95.8% |