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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,369 | $89,370-38.0% | $141,197-60.8% | $72,976-24.1% |
| Participation rate | 65.6% | 75.1%-9.5pp | 82.5%-16.9pp | 69.5%-3.9pp |
| Annual return | 28.68% | 111.88%-83.2pp | 71.41%-42.7pp | 81.02%-52.3pp |
| Employer contribution / active EE | $2,730 | $3,115-12.4% | $4,736-42.4% | $2,440+11.9% |
| Participant deferral / active EE | $4,479 | $5,419-17.3% | $6,710-33.3% | $3,608+24.2% |
| Admin fee / account holder | $1,157 | $5,957-80.6% | $10,265-88.7% | $5,124-77.4% |