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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,704 | $102,422+9.1% | $147,117-24.1% | $80,959+38.0% |
| Participation rate | 75.0% | 75.9%-0.9pp | 82.2%-7.2pp | 67.7%+7.3pp |
| Annual return | 15.45% | 135.16%-119.7pp | 420.54%-405.1pp | 35.67%-20.2pp |
| Employer contribution / active EE | $3,175 | $3,717-14.6% | $4,932-35.6% | $2,757+15.2% |
| Participant deferral / active EE | $7,637 | $6,652+14.8% | $8,065-5.3% | $4,300+77.6% |
| Admin fee / account holder | $3,440 | $7,953-56.8% | $12,993-73.5% | $6,925-50.3% |