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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,193 | $72,273-79.0% | $101,275-85.0% | $79,856-81.0% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 10.97% | 22.30%-11.3pp | 46.48%-35.5pp | 31.71%-20.7pp |
| Employer contribution / active EE | $4,614 | $2,691+71.5% | $3,660+26.1% | $2,471+86.7% |
| Participant deferral / active EE | $2,519 | $3,282-23.2% | $4,371-42.4% | $3,741-32.7% |
| Admin fee / account holder | $8,713 | $4,401+98.0% | $5,948+46.5% | $5,306+64.2% |