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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,521 | $77,817+9.9% | $123,553-30.8% | $64,173+33.3% |
| Participation rate | 95.3% | 74.7%+20.6pp | 82.3%+13.0pp | 69.6%+25.7pp |
| Annual return | -5.68% | 12.49%-18.2pp | 119.21%-124.9pp | 7.63%-13.3pp |
| Employer contribution / active EE | $728 | $3,014-75.9% | $4,628-84.3% | $2,381-69.4% |
| Participant deferral / active EE | $11,142 | $5,240+112.6% | $6,426+73.4% | $3,470+221.1% |
| Admin fee / account holder | $12,202 | $5,519+121.1% | $9,284+31.4% | $4,887+149.7% |