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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,754 | $115,810+22.4% | $101,271+40.0% | $158,966-10.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 0.39% | 56.15%-55.8pp | 46.48%-46.1pp | 302.95%-302.6pp |
| Employer contribution / active EE | $13,485 | $4,175+223.0% | $3,660+268.4% | $4,762+183.2% |
| Participant deferral / active EE | $9,349 | $4,958+88.6% | $4,371+113.9% | $5,983+56.3% |
| Admin fee / account holder | $11,992 | $7,248+65.4% | $5,948+101.6% | $11,250+6.6% |