See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,064 | $62,603-39.2% | $104,294-63.5% | $66,914-43.1% |
| Participation rate | 23.1% | 59.6%-36.5pp | 73.3%-50.1pp | 69.8%-46.7pp |
| Annual return | -19.29% | -14.70%-4.6pp | 24.61%-43.9pp | 1.58%-20.9pp |
| Employer contribution / active EE | $597 | $1,972-69.7% | $3,372-82.3% | $2,544-76.5% |
| Participant deferral / active EE | $1,125 | $2,853-60.6% | $4,625-75.7% | $4,237-73.5% |
| Admin fee / account holder | $321 | $656-51.1% | $7,339-95.6% | $593-45.9% |