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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,569 | $106,280-22.3% | $96,538-14.5% | $139,487-40.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 21.53% | 38.48%-16.9pp | 35.74%-14.2pp | 373.84%-352.3pp |
| Employer contribution / active EE | $7,906 | $4,107+92.5% | $3,740+111.4% | $4,755+66.3% |
| Participant deferral / active EE | $7,789 | $5,457+42.7% | $4,880+59.6% | $6,713+16.0% |
| Admin fee / account holder | $345 | $7,888-95.6% | $6,737-94.9% | $11,407-97.0% |