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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,723 | $133,981+64.0% | $112,249+95.7% | $134,532+63.3% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -15.23% | 47.16%-62.4pp | 27.48%-42.7pp | 418.27%-433.5pp |
| Employer contribution / active EE | $11,813 | $4,040+192.4% | $3,636+224.9% | $4,741+149.2% |
| Participant deferral / active EE | $20,543 | $5,292+288.2% | $4,729+334.4% | $6,401+220.9% |
| Admin fee / account holder | $1,232 | $7,492-83.6% | $6,412-80.8% | $11,429-89.2% |