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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,422 | $165,361-88.9% | $149,715-87.7% | $158,950-88.4% |
| Participation rate | 90.5% | 84.6%+5.9pp | 82.5%+8.0pp | 82.0%+8.5pp |
| Annual return | 0.00% | 348.24%-348.2pp | 276.66%-276.7pp | 302.91%-302.9pp |
| Employer contribution / active EE | $2,518 | $5,103-50.7% | $4,645-45.8% | $4,762-47.1% |
| Participant deferral / active EE | $6,113 | $7,182-14.9% | $6,842-10.7% | $5,983+2.2% |
| Admin fee / account holder | $718 | $10,808-93.4% | $9,310-92.3% | $11,248-93.6% |