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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,699 | $217,432+2.0% | $185,849+19.3% | $167,536+32.3% |
| Participation rate | 91.7% | 86.1%+5.6pp | 81.7%+10.0pp | 82.1%+9.6pp |
| Annual return | 15.29% | 148.42%-133.1pp | 122.10%-106.8pp | 478.82%-463.5pp |
| Employer contribution / active EE | $9,504 | $5,875+61.8% | $5,169+83.9% | $4,839+96.4% |
| Participant deferral / active EE | $5,051 | $6,357-20.6% | $5,569-9.3% | $6,342-20.4% |
| Admin fee / account holder | $529 | $19,818-97.3% | $16,244-96.7% | $12,315-95.7% |