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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,838 | $49,896-68.3% | $80,627-80.4% | $75,173-78.9% |
| Participation rate | 94.0% | 55.3%+38.7pp | 67.0%+27.0pp | 67.2%+26.8pp |
| Annual return | 14.95% | 34.67%-19.7pp | 936.76%-921.8pp | 160.72%-145.8pp |
| Employer contribution / active EE | $450 | $1,699-73.5% | $2,723-83.5% | $2,671-83.1% |
| Participant deferral / active EE | $1,566 | $2,992-47.7% | $4,443-64.8% | $4,126-62.1% |
| Admin fee / account holder | $721 | $3,578-79.8% | $5,381-86.6% | $5,651-87.2% |