Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,625 | $102,661-74.1% | $151,645-82.4% | $66,949-60.2% |
| Participation rate | 65.3% | 85.5%-20.2pp | 87.5%-22.1pp | 69.8%-4.5pp |
| Annual return | -16.11% | -10.81%-5.3pp | 3.34%-19.5pp | 1.57%-17.7pp |
| Employer contribution / active EE | $0 | $4,184-100.0% | $6,165-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $8,918 | $6,645+34.2% | $8,363+6.6% | $4,239+110.4% |
| Admin fee / account holder | $2,443 | $630+287.4% | $11,614-79.0% | $594+311.5% |