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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,141 | $165,399+94.2% | $149,745+114.5% | $158,982+102.0% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | -2.01% | 348.34%-350.3pp | 276.72%-278.7pp | 302.99%-305.0pp |
| Employer contribution / active EE | $4,313 | $5,105-15.5% | $4,646-7.2% | $4,763-9.5% |
| Participant deferral / active EE | $14,446 | $7,183+101.1% | $6,843+111.1% | $5,983+141.4% |
| Admin fee / account holder | $0 | $10,811-100.0% | $9,312-100.0% | $11,252-100.0% |