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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,630 | $167,362+6.1% | $143,799+23.5% | $134,532+32.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -30.28% | 0.47%-30.8pp | -0.04%-30.2pp | 418.27%-448.6pp |
| Employer contribution / active EE | $801 | $5,620-85.8% | $4,952-83.8% | $4,741-83.1% |
| Participant deferral / active EE | $8,597 | $6,447+33.3% | $5,638+52.5% | $6,401+34.3% |
| Admin fee / account holder | $375 | $18,094-97.9% | $14,677-97.4% | $11,429-96.7% |